The following table shows the percentage (%) increase in income and…

2024

The following table shows the percentage (%) increase in income and expenditure of various types of Banks, namely PSU Banks, Old Private Banks, New Private Banks and Foreign Banks over the previous year during the year 2021-2022 and 2022-2023. Based on the data in the table, answer the questions that follow :

Income and expenditure details of Banks

Bank type

Percentage Increase in Income over previous year (2021-2022)

Percentage Increase in Income over previous year (2022-2023)

Percentage Increase in Expenditure over previous year (2021-2022)

Percentage Increase in Expenditure over previous year (2022-2023)

PSU Banks

15%

17%

13%

22%

Old Private Banks

20%

14%

15%

17%

New Private Banks

44%

37%

42%

44%

Foreign Banks

9%

12%

4%

11%

Note: In the above table, the meaning of any figure x% is as follows :

(I) x% in 2021-2022 means income or expenditure in 2021-2022 is x% more than that in 2020-2021.

(II) x% in 2022-2023 means income as expenditure in 2022-2023 is x% more than that is 2021-2022

In 2021-2022, if the income of Foreign Banks is four times its expenditure, then what will be the approximate ratio of income to the expenditure of foreign Banks in 2022-2023 ?

  1. A.

    1 : 4

  2. B.

    4: 1

  3. C.

    5: 1

  4. D.

    1 : 5

Show answer & explanation

Correct answer: B

Let the expenditure of Foreign Banks in 2021-2022 be E. Then, income is 4E. For 2022-2023, Income increases by 12% to 4E * 1.12 = 4.48E. Expenditure increases by 11% to E * 1.11 = 1.11E. The ratio of Income to Expenditure is 4.48E / 1.11E ≈ 4.036, which is approximately 4:1.

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