The following table shows the percentage (%) increase in income and…

2024

The following table shows the percentage (%) increase in income and expenditure of various types of Banks, namely PSU Banks, Old Private Banks, New Private Banks and Foreign Banks over the previous year during the year 2021-2022 and 2022-2023. Based on the data in the table, answer the questions that follow :

Income and expenditure details of Banks

Bank type

Percentage Increase in Income over previous year (2021-2022)

Percentage Increase in Income over previous year (2022-2023)

Percentage Increase in Expenditure over previous year (2021-2022)

Percentage Increase in Expenditure over previous year (2022-2023)

PSU Banks

15%

17%

13%

22%

Old Private Banks

20%

14%

15%

17%

New Private Banks

44%

37%

42%

44%

Foreign Banks

9%

12%

4%

11%

Note: In the above table, the meaning of any figure x% is as follows :

(I) x% in 2021-2022 means income or expenditure in 2021-2022 is x% more than that in 2020-2021.

(II) x% in 2022-2023 means income as expenditure in 2022-2023 is x% more than that is 2021-2022

Consider the income of PSU Banks in 2020-2021 as ₹ 10,00,000 crore. If the expenditure of PSU Banks in 2022-2023 is equal to the income of PSU Banks in 2020-2021, then the income of PSU Banks in 2022-23 will be approximately ___________ % more than the expenditure of PSU Banks in 2021-2022.

  1. A.

    62

  2. B.

    44

  3. C.

    56

  4. D.

    64

Attempted by 1 students.

Show answer & explanation

Correct answer: D

Step 1: Calculate Income of PSU Banks. Income in 2020-21 = ₹ 10,00,000 crore. Income in 2021-22 = 10,00,000 * (1 + 15%) = ₹ 11,50,000 crore. Income in 2022-23 = 11,50,000 * (1 + 17%) = ₹ 13,45,500 crore.

Step 2: Calculate Expenditure of PSU Banks. Given Expenditure in 2022-23 = Income in 2020-21 = ₹ 10,00,000 crore. Expenditure in 2021-22 = Expenditure in 2022-23 / (1 + 22%) = 10,00,000 / 1.22 ≈ ₹ 8,19,672 crore.

Step 3: Calculate Percentage Difference. Required % = [(Income 2022-23 - Expenditure 2021-22) / Expenditure 2021-22] * 100 = [(13,45,500 - 8,19,672) / 8,19,672] * 100 ≈ 64.15%.

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