The difference between compound interest and simple interest on ₹36,000 for 2…

2019

The difference between compound interest and simple interest on ₹36,000 for 2 years at R% per annum is ₹518.40. What is the value of R?

  1. A.

    10%

  2. B.

    12%

  3. C.

    8%

  4. D.

    14%

Attempted by 50 students.

Show answer & explanation

Correct answer: B

Derivation: For 2 years, simple interest = P × R × 2 / 100. Compound interest for 2 years = P[(1 + R/100)^2 − 1] = P[2R/100 + (R/100)^2]. The difference (CI − SI) = P × (R/100)^2.

Now substitute P = 36000 and the given difference = ₹518.40:

  • 36000 × (R/100)^2 = 518.40

  • (R/100)^2 = 518.40 ÷ 36000 = 0.0144

  • Take the square root (use the positive root since rate cannot be negative): R/100 = 0.12

  • Therefore R = 0.12 × 100 = 12%

Answer: 12%.

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