A invested a sum of Rs.20000.1 for 2 years and 10 days at the rate of 11% p.a.…

2023

A invested a sum of Rs.20000.1 for 2 years and 10 days at the rate of 11% p.a. at compound interest. The amount he receives after two years again invested for same time at same interest rate in simple interest. Find the approximate simple interest he received.

  1. A.

    Rs.5421

  2. B.

    Rs.5309

  3. C.

    Rs.5390

  4. D.

    Rs.5445

  5. E.

    Rs.5530

Attempted by 3 students.

Show answer & explanation

Correct answer: A

Concept

Compound interest grows a principal multiplicatively: the amount after n years at rate R% per annum is A = P×(1 + R/100)n. Simple interest grows it additively: SI = P×R×T/100, where the principal P stays fixed over time. Here the matured compound amount becomes the fresh principal for the simple-interest stage.

Reading the data

The figures “Rs.20000.1” and the trailing “10 days” are exam padding: with a literal 2-years-10-days reading the interest works out near Rs.5512, which is not among the choices, whereas clean 2-year periods on a round Rs.20000 land exactly on an offered value. So the intended computation uses P = Rs.20000 over 2-year periods.

Application

  1. Compound amount for 2 years: A = 20000×(1.11)2 = 20000×1.2321 = Rs.24642.

  2. Reinvest this Rs.24642 at simple interest, 11% p.a., for 2 years.

  3. SI = 24642×11×2/100 = 24642×0.22 = Rs.5421.24 ≈ Rs.5421.

Cross-check

One year's simple interest on Rs.24642 is 24642×0.11 = Rs.2710.62; doubling gives Rs.5421.24, confirming the rounded Rs.5421 — the only offered value reachable by the standard method.

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