Which of the following is not considered as a good cyber safe practice?

Answer: Saving Passwords in a Text File on Desktop is not a good cyber-safe practice. Why this is unsafe: The file is not encrypted or access-controlled and can be read by anyone with access to the device.

Malware and credential-stealing tools can scan for and exfiltrate plain text files containing passwords.

Files on the desktop may be included in backups or cloud syncs, increasing the risk of exposure.

Recommended practices: Use a reputable password manager to store strong, unique passwords securely (they encrypt and protect your credentials).

Enable two-factor authentication to add a second layer of protection to your accounts.

Keep apps and operating systems updated so you receive security patches that fix known vulnerabilities.

Why the other listed actions are good practices: Using two-factor authentication: It reduces the chance that a stolen or guessed password alone will let an attacker access your account.

Changing passwords regularly: Useful especially after a suspected breach, but more important is using unique, strong passwords and a password manager.

Updating apps/tools regularly: Ensures security fixes are applied and reduces exposure to known exploits.