In MS-Excel ...... option can be used to keep the desired rows and columns…

To keep specific rows and columns visible while scrolling in MS-Excel, the correct feature must allow permanent visibility of selected areas during navigation. Option A: Headings are used to label data and do not provide any functionality to freeze rows or columns during scrolling. Option B: Watch window is used to monitor the values of specific cells, not to keep rows or columns visible while scrolling. Option C: Freeze panes allows users to lock specific rows and columns so they remain visible when scrolling through the rest of the worksheet. Option D: Print Titles is used to repeat certain rows or columns on every printed page, not during screen scrolling.