What is the minimum requirement to perform mobile banking based on…
2022
What is the minimum requirement to perform mobile banking based on Unstructured Supplementary Service Data (USSD)?
Answer: A. A basic mobile phone without internet data facility — USSD (Unstructured Supplementary Service Data) based mobile banking is offered in India through the *99# service. It operates over the GSM network's…
- A.
A basic mobile phone without internet data facility
- B.
Smartphone without internet data facility
- C.
A basic mobile phone with internet data facility
- D.
Smartphone with internet data facility
Show answer & explanation
Correct answer: A
USSD (Unstructured Supplementary Service Data) based mobile banking is offered in India through the *99# service. It operates over the GSM network's signalling channel rather than the internet, so it does not need a data connection, an app, or a smartphone.
Therefore the minimum requirement is just a basic mobile phone (a feature phone) on a GSM network linked to a bank account, with no internet data facility needed. This makes the correct choice the basic mobile phone without internet data facility.