A person invested a certain amount of money at 10% annual interest, compounded…

2023202320252023

A person invested a certain amount of money at 10% annual interest, compounded half-yearly. After one and a half years, the interest and principal together became Rs 18522. The amount, in rupees, that the person had invested is ?

  1. A.

    16000

  2. B.

    15000

  3. C.

    13000

  4. D.

    15000

Attempted by 34 students.

Show answer & explanation

Correct answer: A

Key idea: convert the annual interest rate to a half-year rate and use the number of half-year periods.

  1. Let P be the principal. The half-year interest rate = 10% ÷ 2 = 5% = 0.05. Number of half-year periods in 1.5 years = 1.5 × 2 = 3.

  2. Write the amount equation: P × (1.05)^3 = 18522. So P = 18522 ÷ (1.05)^3.

  3. Compute (1.05)^3 = 1.05 × 1.05 × 1.05 = 1.157625.

  4. Therefore P = 18522 ÷ 1.157625 = 16000.

Hence the invested amount is Rs 16000.

Explore the full course: Cognizant Preparation