A man buys a music system valued at Rs. 8500. He pays Rs. 3500 at once and the…

2023

A man buys a music system valued at Rs. 8500. He pays Rs. 3500 at once and the rest 18 months later. On which he is charged simple interest at the rate of 8% per annum. Find the total amount he pays for the music system.

  1. A.

    Rs.9260

  2. B.

    Rs.9100

  3. C.

    Rs.8720

  4. D.

    Rs.9410

Show answer & explanation

Correct answer: B

Simple interest (SI) on a principal P at rate R% per annum for time T years is SI = (P × R × T)/100, and the total amount payable = Principal + SI. When part of a price is paid immediately and the rest is deferred, interest is charged only on the outstanding (deferred) balance for the deferral period.

  1. Total price = Rs. 8500.

  2. Amount paid immediately = Rs. 3500.

  3. Outstanding (deferred) balance = 8500 − 3500 = Rs. 5000.

  4. Deferral period = 18 months = 18/12 = 1.5 years.

  5. Rate = 8% per annum.

  6. Simple interest on the outstanding balance = (5000 × 8 × 1.5)/100 = Rs. 600.

  7. Total amount paid = amount paid immediately + outstanding balance + interest = 3500 + 5000 + 600 = Rs. 9100.

Cross-check: (Outstanding balance + interest) + amount paid immediately = (5000 + 600) + 3500 = 5600 + 3500 = Rs. 9100, confirming the result.

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