A reputed bank offers 4% interest rate on a certain sum, interest being…

2024

A reputed bank offers 4% interest rate on a certain sum, interest being compounded annually. A person deposits Rs. 2400 at the beginning of the year. At the end of the year, he would have an interest of:

  1. A.

    Rs.93.54

  2. B.

    Rs.96

  3. C.

    Rs.78.99

  4. D.

    Rs.45.98

Attempted by 8 students.

Show answer & explanation

Correct answer: B

Step-by-Step Solution

For a time period of exactly one year, compound interest is equal to simple interest, as the compounding process has not yet completed a cycle.

Identify the variables:

  • Principal (P) = Rs. 2400

  • Rate of interest (R) = 4% per annum

  • Time (T) = 1 year

  • Calculate the interest:

    • Interest = (Principal * Rate * Time) / 100

    • Interest = (2400 * 4 * 1) / 100

    • Interest = 24 * 4 = Rs. 96

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