Short Trick to solve Debt Related Problems

Duration: 15 min

This video lesson is available to enrolled students.

Return to /learn/ZERO-TO-HERO/aptitude/simple-interest-and-compound-interest/installments-and-debt-related-problems/asset-short-trick-to-solve-debt-related-problems after enrolling

Inside: a video lesson and guided study material.

Module outline

  1. Database Management System: Basics of DBMS, ER Diagram, Relational Model & Functional Dependencies, Keys & Integrity Constraints, Normalization (1NF - BCNF), Decomposition Properties & 4NF, File Organization & Indexing, Relational Algebra, SQL, Relational Calculus, Transaction Management, Concurrency Control
  2. Discrete Mathematics: Set Theory, Relations, Functions, Graph Theory, Group Theory, Propositional and Predicate Logic
  3. Digital Electronics: Digital Systems & Boolean Basics, Logic Gates & Hardware, Boolean Expression, Boolean Minimization, Combinational Circuit, Sequential Circuits, Number System, Number Representation
  4. Computer Architecture: Basics of COA, Floating Point Rep, Cache Memory Organization, Input Output Organisation, Pipelining, Instr Formats & Modes, Control Unit Design
  5. Operating System: Introduction to OS, Process Management, CPU Scheduling, Process Synchronization, Deadlock, Virtual Memory, Disc Scheduling, File Management, Memory Management, Threads & Process Creation
  6. Computer Networks: Introduction to CN, DLL: Access Control, DLL: Flow Control, DLL: Error Control, DLL: Framing, Data Link Layer - Ethernet, Net Layer: IPv4 & Proto, Net Layer: IP Addressing, Net Layer:Routing Protocol, Transport Layer Services, TL: Congestion & UDP, Application Layer, Network Security, Hardware Basics
  7. Data Structures: Introduction to DS, Array, Stack, Queue, Linked List, Tree, Graphs, Hashing
  8. Algorithms: Algorithm Analysis, Sorting Algorithms, Greedy Algorithms, Dynamic Programming, Minimum Spanning Trees, Shortest Path Algos, Time Complexity Analysis
  9. Theory Of Computation: Introduction to TOC, Deterministic FA (DFA), Non-Deterministic FA, Regular Expressions, Grammar, Regular Language Properties, Moore & Mealy Machines, Pushdown Automata & CFG, Turing Machines, Complexity Theory
  10. Compiler Design: Intro to Compilers, Lexical Analysis, Grammar & CFG, Syntax Analysis: Top-Down, Syntax Analysis: Bottom-Up, Semantic Analysis & SDT, Intermediate Code Gen, Code Optimization
  11. C language: C Fundamentals, Control Flow, Functions, Arrays & Pointers, Storage Classes, Structures & Enums
  12. Software Engineering: Fundamentals of Software Engineering, Software Requirements and Quality Assurance, Software Design, Estimation and Metrics, Software Testing, Software Maintenance and Configuration Management
  13. Emerging Trends & AI: Emerging Tech Trends, Artificial Intelligence
  14. Computer Graphics: Basics of Computer Graphics, 2-D Geometrical Transforms and Viewing
  15. Aptitude: Percentage, Ratio and Proportion (Ratios), Logarithm, HCF LCM, Divisibility Rules, Average, Sequence and Series (Series), Number System, Powers and Exponents (Surds and Indices), Algebra, Permutation and Combination, Probability, Profit and Loss, Simple Interest and Compound Interest, Time and Work, Pipe and Cistern, Speed Time and Distance, Mixture and Alligation, Mensuration and Geometry, Mental Ability, Age Problems, Partnership, Statistics, Data Interpretation, Arithmetic, Speed Mathematics and Basic Mathematics, TCS NQT Advanced Quantitative Ability, Gamified / Game Based Aptitude, Linear Algebra, Trigonometry
  16. Reasoning: Non Verbal Reasoning (Spatial Aptitude) (Spatial Reasoning) (Visual Reasoning), Series (Number and Letter Series) (Numerical Relations and Reasoning), Coding Decoding, Data Sufficiency, Syllogisms, Deductive and Inductive Reasoning (Logical Deduction and Induction) (Prepositional Reasoning), Seating Arrangements, Blood Relations, Directions (Direction Test), Analytical Reasoning (Counting Figures Reasoning), Puzzle Solving (Puzzles), Calendar, Clock, Cubes & Dices, Selection Decision Table (Decision Making), Logical Sequence Of Words, Crypt Arithmetic, Venn Diagram, Data Arrangement, Inequality, Analogy, Ranking, Order and Sequence, TCS NQT Advanced Reasoning Ability
  17. English (Verbal Ability): Vocabulary, Noun, Pronoun, Adjectives, Preposition, Articles, Direct and Indirect Speech, Tenses, Conjunction, Subject Verb Agreement (Verb Noun Agreement), Modals, Sentence Re-arrangements (Para Jumbles) (Narrative Sequencing), Sentence Correction (Error Correction), Sentence Completion (Fill in the blanks), Comprehension / Reading Comprehension / Unseen Passages (Critical Reasoning) (Paragraph Questions), Cloze Test (Cloze Passage), Verbal Analogy (Word Based Analogy), Sentence Construction, Active Passive Voice (Voice), Determiner, Facts, Inference and Judgements, Adverb, Interjection, Verb, English Writing Ability
  18. Engineering Mathematics: Calculus, Vectors
  19. GATE Live Class Recordings 2026: GATE 2026 Live Class
AI summary & chapters

AI Summary

An AI-generated summary of this video lecture.

This educational video, presented by Yash Jain, is a comprehensive tutorial on calculating annual installments for debt repayment using simple interest. The video begins with an introduction to the topic, using visual metaphors like a house made of money and a graph of rising coins to represent financial growth. It then transitions to a specific problem: calculating the annual installment required to discharge a debt of Rs. 580 over 5 years at 8% simple interest. The instructor methodically solves this by setting up an equation where the sum of the principal and interest for each installment (P + P*r*t/100) over the five years equals the total debt. The calculation shows that the annual installment (P) is Rs. 100. The video further generalizes this concept by deriving a formula for annual installment: (200 * P) / (200 * t + r * t * (t-1)), where P is the principal, t is the time, and r is the rate. This formula is then applied to a second example, calculating the installment for a debt of Rs. 1792 over 4 years at 8% interest, resulting in Rs. 400. The video concludes with a thank you message.

Chapters

  1. 0:00 – 2:00 00:00-02:00

    The video opens with a title slide featuring the text 'SIMPLE AND COMPOUND INTEREST' over an image of a house made of coins and a graph showing a rising trend. This transitions to a second slide with the title 'Simple Interest and Compound Interest' and the subtitle 'Basic To Advance' by Yash Jain. The instructor, Yash Jain, appears in a small window on the right, introducing the topic. The background is a light-colored surface with stacks of coins and a house made from a one-dollar bill, visually representing financial concepts. The instructor is identified as 'YASH JAIN SIR' and 'KNOWLEDGE GATE EDUCATOR' in an orange banner at the bottom left.

  2. 2:00 – 5:00 02:00-05:00

    The video transitions to a new topic, indicated by a title slide with a red background and the text 'Debt Related Problems'. The slide features a cartoon of a man struggling under a large bag labeled 'DEBT'. The instructor, Yash Jain, is visible in the bottom right corner, explaining the concept. The background is decorated with small, colorful shapes like stars and hearts. This segment sets the stage for the main problem, which involves calculating annual installments to pay off a debt.

  3. 5:00 – 10:00 05:00-10:00

    The video presents a problem on a slide: 'Q: Guddu Bhaiya in Mirzapur burnt the factory of Kaleen Bhaiya, due to which Kaleen bhaiya is in debt and he needs to discharge a debt of Rs.580 due in 5 years at 8% simple interest? What annual installment will...'. The instructor begins solving this by writing the formula for simple interest, P + (P*r*t)/100, on the screen. He then sets up an equation for the total debt, summing the principal and interest for each of the five annual installments: (P + P*8*4/100) + (P + P*8*3/100) + (P + P*8*2/100) + (P + P*8*1/100) + P = 580. He simplifies this to 5P + (8P/100)*(4+3+2+1+0) = 580, which becomes 5P + 8P*10/100 = 580. This simplifies to 5P + 0.8P = 580, or 5.8P = 580. He then solves for P, finding P = 100. The answer is confirmed as Rs. 100, which corresponds to option (a).

  4. 10:00 – 14:35 10:00-14:35

    The video moves to a new problem: 'Q: What annual installment will discharge a debt of Rs.1792 due in 4 years at 8% simple interest?'. The instructor introduces a general formula for annual installment: (200 * P) / (200 * t + r * t * (t-1)). He substitutes the values: P = 1792, t = 4, r = 8. The calculation becomes (200 * 1792) / (200 * 4 + 8 * 4 * 3) = 358400 / (800 + 96) = 358400 / 896. He simplifies this to 400. The video concludes with a 'THANK YOU FOR WATCHING' message on a black background.

The video provides a clear, step-by-step tutorial on solving installment problems with simple interest. It begins with a conceptual introduction, then presents a specific problem, and demonstrates a detailed, logical solution by setting up and solving an equation based on the sum of the principal and interest for each installment. The instructor then generalizes the method by deriving a formula, which is subsequently applied to a second, similar problem. This progression from a specific example to a general formula effectively teaches the core concept and its application.

Loading lesson…