Direction: The question below consists of a set of labelled sentences. Out of…

Direction: The question below consists of a set of labelled sentences. Out of the four options given, select the most logical order of the sentences to form a coherent paragraph.

P - A Non-performing asset (NPA) is defined as a credit facility in respect of which the interest and/or installment of principal has remained ‘past due’ for a specified period of time.

Q - Once the borrower has failed to make interest or principal payments for 90 days the loan is considered to be a non-performing asset.

R - 'Non Performing Assets' have been in the news recently.

S - It must be noted, Non-performing assets are problematic for financial institutions since they depend on interest payments for income.