Short Trick for Questions on Variable Rate of Interest

Duration: 10 min

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Inside: a video lesson and guided study material.

Module outline

  1. About the Course: About the Course
  2. Section 1 | Language (Hindi): भाषा, लिपि और वर्ण, वर्तनी, वर्ण-विन्यास, अनुस्वार, अनुनासिक, चंद्रबिंदु और ‘र’ के रूप, शब्द, पद और शब्द-भेद, संज्ञा और सर्वनाम, पद-भेद और रूप-विकार, लिंग, वचन, पुरुष और कारक, काल, वाच्य, वाक्य और वाक्य-भेद, संधि, समास, विलोम शब्द, पर्यायवाची शब्द, सामान्य अशुद्धियाँ, अनेक शब्दों के लिए एक शब्द, शब्द-भंडार, अपठित बोध, Multi-Topic Content (Cross-Concept Material), वर्णमाला
  3. Section 1 | Language (उर्दू भाषा — 22 प्रश्न (निश्चित)): رسم الخط، حروفِ تہجی اور املا / Script, Alphabet and Spelling, اسم، ضمیر اور صفت / Nouns, Pronouns and Adjectives, الفاظ، محاورے اور ضرب الامثال / Vocabulary, Idioms and Proverbs, تفہیمِ عبارت، انشا اور ترجمہ / Comprehension, Writing and Translation, Comprehension
  4. Section 1 | Language (বাংলা / बांग्ला भाषा — 22 प्रश्न (निश्चित)): শব্দার্থ, বাগধারা ও ভাষাশুদ্ধি / Meaning, Idioms and Correct Usage, বাক্য ও বাচ্য / Sentences and Voice, শব্দগঠন ও শব্দভান্ডার / Word Formation and Vocabulary, অনুবাদ, বোধপরীক্ষণ ও রচনা / Translation, Comprehension and Composition
  5. Section 1 | Language (English): Vocabulary, Noun, Subject Verb Agreement (Verb Noun Agreement), Adjectives, Verbs and Tenses, Pronoun, Verb, Adverb, Prepositions and Conjunctions, Parts of Speech, Determiner, Conjunction, Modals, Transformation of Sentences, Direct and Indirect Speech, Sentence Correction (Error Correction), Sentence Completion (Fill in the blanks), Sentence Construction, Sentence Structure and Common Errors, Reading Comprehension, Cloze Test (Cloze Passage), Verbal Analogy (Word Based Analogy), Facts, Inference and Judgements
  6. Section 2 | Primary Maths & Reasoning: अनुपात और समानुपात / Ratio and Proportion, Divisibility Rules, मिश्रण और एलिगेशन / Mixture and Alligation, Permutation and Combination, संख्या पद्धति / Number System, महत्तम समापवर्तक और लघुत्तम समापवर्त्य / HCF and LCM, अनुक्रम, श्रेणी और संयोजन / Sequences, Series and Combinatorics, समय, चाल और दूरी / Time, Speed and Distance, श्रेणी / Series, कूट लेखन एवं कूट वाचन / Coding-Decoding, अशाब्दिक तर्क / Non-Verbal Reasoning, प्रतिशत / Percentage, औसत / Average, लाभ, हानि और बट्टा / Profit, Loss and Discount, साधारण और चक्रवृद्धि ब्याज / Simple and Compound Interest, समय और कार्य / Time and Work, घन क्षेत्रमिति / Solid Mensuration, Age Problems, Arithmetic, सरलीकरण, घातांक और करणी / Simplification, Indices and Surds, Algebra, Probability, Trigonometry, Syllogisms, बैठक व्यवस्था एवं पहेलियाँ / Seating Arrangement and Puzzles, रक्त संबंध / Blood Relations, दिशा एवं दूरी / Direction and Distance, Analytical Reasoning (Counting Figures Reasoning), गणितीय संक्रियाएँ एवं लुप्त संख्या / Mathematical Operations and Missing Numbers, कैलेंडर एवं घड़ी / Calendar and Clock, Clock, घन, पासा एवं आकृतियों की गिनती / Cubes, Dice and Figure Counting, वेन आरेख, न्याय वाक्य एवं असमानता / Venn Diagrams, Syllogism and Inequalities, Data Arrangement, Inequality, सादृश्यता एवं वर्गीकरण / Analogy and Classification, क्रम एवं रैंकिंग / Order and Ranking, समुच्चय, संबंध, फलन और विविक्त गणित / Sets, Relations, Functions and Discrete Mathematics, संख्या पद्धति और संख्या सिद्धांत / Number Systems and Number Theory, निर्देशांक ज्यामिति, सदिश और त्रिविमीय ज्यामिति / Coordinate Geometry, Vectors and 3D Geometry, बहुपद, समीकरण और सम्मिश्र संख्याएँ / Polynomials, Equations and Complex Numbers
  7. Section 2 | General Awareness (GK + Current Affairs): Polity, वैज्ञानिक उपलब्धियाँ और अनुसंधान / Scientific Achievements and Research, Biology, राज्य विशेष सामान्य ज्ञान / State-Specific General Knowledge, Chemistry, History, Geography, Indian Economy, Environment, समसामयिकी / Current Affairs, Static General Knowledge
  8. Section 3 | Computer System and Org. (CSO): Basics of COA, Floating Point Rep, Cache Memory Organization, Instr Formats & Modes, Programming the Basic Computer, Input Output Organisation, Register Transfer and Microoperations, Control Unit Design
  9. Section 3 | Database Management System: Basics of DBMS, ER Diagram, Relational Model & Functional Dependencies, Keys & Integrity Constraints, Normalization (1NF - BCNF), Decomposition Properties & 4NF, SQL, File Organization & Indexing, Relational Algebra, Relational Calculus, Transaction Management, Concurrency Control
  10. Section 3 | Operating System: Introduction to OS, Process Management, CPU Scheduling, Threads & Process Creation, Memory Management, Virtual Memory, Disc Scheduling, File Management, Process Synchronization
  11. Section 3 | Computer Networks: Introduction to CN, Data Communication, DLL: Access Control, DLL: Flow Control, DLL: Error Control, Data Link Layer - Ethernet, Net Layer: IPv4 & Proto, Net Layer: IP Addressing, Transport Layer Services, TL: Congestion & UDP, Application Layer, Hardware basics
  12. Section 3 | Data Structures: Introduction to DS, Array, Stack, Queue, Linked List, Tree, Graphs, Hashing, Algorithm Analysis, Time Complexity Analysis, Sorting Algorithms, Greedy Algorithms, Minimum Spanning Trees, Shortest Path Algos
  13. Section 3 | Theory Of Computation & Compiler Design: Introduction to TOC, Deterministic FA (DFA), Non-Deterministic FA, Regular Expressions, Grammar, Regular Language Properties, Moore & Mealy Machines, Pushdown Automata & CFG, Turing Machines, Intro to Compilers, Lexical Analysis, Grammar & CFG, Syntax Analysis: Top-Down, Syntax Analysis: Bottom-Up, Semantic Analysis & SDT, Intermediate Code Gen, Code Optimization
  14. Section 3 | Emerging Trends (AI, Societal Ethics & MS Office): कंप्यूटर के मूल सिद्धांत / Computer Fundamentals, Emerging Tech Trends, Society, Law & Ethics, MS Office Applications, व्यापार, विपणन एवं उपभोक्ता संरक्षण / Trade, Marketing and Consumer Protection, साइबर सुरक्षा / Cyber Safety and Security, कंप्यूटर सॉफ़्टवेयर / Computer Software, ऑपरेटिंग सिस्टम / Operating System, कंप्यूटर नेटवर्क / Computer Networks, वर्ड प्रोसेसिंग (MS Word) / Word Processing (MS Word), Terms & Abbreviations, प्रेज़ेंटेशन (MS PowerPoint) / Presentation Software (MS PowerPoint)
  15. Section 3 | Software Engineering: Fundamentals of Software Engineering, Software Requirements and Quality Assurance, Software Design, Estimation and Metrics, Software Maintenance and Configuration Management, Software Testing
  16. Section 3 | C Programming: C Fundamentals, Control Flow, Functions, Arrays & Pointers, Storage Classes, Structures & Enums, DMA, Macros, Scoping & File Handling
  17. Section 3 | OOPS, C++, JAVA, HTML: OOPS with C++, Java, HTML Basics, CSS
  18. Section 3 | Java: Java Fundamentals, Array, String, IO & References, OOPS with Java
  19. Section 3 | Python: Introduction to Python, Tokens, Variables, Data Types, I/O, Operators & Expressions, Control Flow & Looping, Collections & Strings, Functions & Modules, File Handling & Data Analysis
  20. Section 3 | Digital Electronics: Digital Systems & Boolean Basics, Logic Gates & Hardware, Boolean Expression, Boolean Minimization, Combinational Circuit, Sequential Circuits, Number System, Number Representation
  21. Section 3 | Multimedia: Multimedia
  22. BPSC Previous Year Papers:
  23. BPSC Full Mock Tests:
AI summary & chapters

AI Summary

An AI-generated summary of this video lecture.

This educational video is a lecture on simple and compound interest, presented by an instructor named Yash Jain. The video begins with an introductory title slide featuring a graph and a house made of a dollar bill, setting the theme of financial growth. The main content consists of two worked examples. The first problem involves calculating the total simple interest on an investment of Rs. 20,000 over 8 years with varying interest rates: 15% for the first 3 years, 10% for the next 3 years, and 5% for the final 2 years. The instructor demonstrates the calculation by breaking it into three parts and summing the results, arriving at a total interest of Rs. 17,000. The second problem asks for the principal amount invested if the total simple interest over 6 years is Rs. 4,800, with interest rates of 8% for the first 3 years, 6% for the next 2 years, and 4% for the last year. The instructor uses the formula for total simple interest, SI = P/100 * (R1T1 + R2T2 + R3T3), to solve for the principal, which is found to be Rs. 12,000. The video concludes with a 'Thank You for Watching' screen.

Chapters

  1. 0:00 – 2:00 00:00-02:00

    The video opens with a title slide for a lesson on 'Simple and Compound Interest'. The slide features a graph with a rising orange line, a row of gold coins, and a house made from a folded one-dollar bill, symbolizing financial growth. The instructor, Yash Jain, appears in a small window on the right, introducing the topic. The text on the slide also indicates the lesson is from 'Knowledge Gate Educator' and covers the topic from 'Basic To Advance'. The instructor is seen speaking and gesturing, setting the stage for the lesson.

  2. 2:00 – 5:00 02:00-05:00

    The video transitions to a new scene with a clip from a TV show, featuring a man and a woman in traditional Indian attire, which appears to be a humorous interlude. The instructor continues to speak from the bottom right corner. This is followed by a clip of a man speaking at a podium with a political party symbol, another interlude. The main lesson then begins with a problem displayed on a yellow background: 'Q: Jethalal invests Rs. 20,000 for 8 years on simple interest. The ratio of interest for first 3 years is 15% p.a., for next 3 years is 10% p.a. & for next 2 years is 5% p.a. Find the interest he receives after 8 years?'. The instructor begins to solve this problem.

  3. 5:00 – 10:00 05:00-10:00

    The instructor solves the first problem on a digital whiteboard. He writes the formula for simple interest, SI = P*R*T/100, and applies it to the three different time periods. The calculations are shown step-by-step: SI for first 3 years = (20000 * 15 * 3) / 100 = 9000, SI for next 3 years = (20000 * 10 * 3) / 100 = 6000, and SI for last 2 years = (20000 * 5 * 2) / 100 = 2000. He then sums these to find the total interest: 9000 + 6000 + 2000 = 17000. The instructor then moves to the second problem: 'Q: A sum of money invested for 6 years yields 8% simple interest in first 3 years, 6% simple interest in next 2 years and 4% simple interest in the last year. Find the amount invested if total interest received is Rs. 4800'. He writes the formula for total SI as P/100 * (R1T1 + R2T2 + R3T3) and substitutes the values: 4800 = P/100 * (8*3 + 6*2 + 4*1) = P/100 * 40. He solves for P, finding P = 12000.

  4. 10:00 – 10:17 10:00-10:17

    The video concludes with a final screen that displays the text 'THANK YOU FOR WATCHING' in large, stylized font against a black background. This is a standard closing slide for the educational content.

The video provides a clear, step-by-step tutorial on calculating simple interest for investments with variable interest rates over different time periods. It effectively uses a two-problem structure to demonstrate the core concept. The first problem illustrates how to calculate the total interest by summing the interest from each period, while the second problem shows how to find the principal amount when the total interest is known. The instructor's methodical approach, with clear on-screen writing of formulas and calculations, makes the mathematical process easy to follow. The video successfully connects the abstract concept of interest to real-world financial scenarios, as suggested by the initial imagery of a house and coins.

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